@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#112c57;--blue:#255ddd;--ink:#182d4c;--muted:#64748b;--border:#dce4ee;--background:#f3f6fc;--green:#16866f;--card:#fff;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.6 'DM Sans',Arial,sans-serif;background:white}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.2;letter-spacing:-.025em;margin:0 0 16px}h1{font-size:clamp(42px,5.4vw,76px);font-weight:800}h2{font-size:clamp(26px,3vw,36px)}h3{font-size:20px}p{margin:0 0 20px}a{color:var(--blue);text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button:disabled{opacity:.55;cursor:wait}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #9fb7fa;outline-offset:3px}.public-header{max-width:1300px;margin:auto;padding:24px 36px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-bottom:1px solid var(--border)}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-size:27px;font-weight:800;line-height:1}.brand small{display:block;font-size:10px;letter-spacing:.22em;margin-top:8px;font-weight:600}.brand-mark{background:var(--navy);color:white;display:grid;place-items:center;width:43px;height:43px;border-radius:12px;font-size:26px}.public-header nav{display:flex;gap:26px;align-items:center;font-size:14px;font-weight:600}.public-header nav>a:not(.btn){color:var(--ink)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border-radius:9px;border:1px solid transparent;font-weight:700;font-size:14px;gap:8px;line-height:1.4}.primary{background:var(--blue);color:white}.outline{border-color:var(--border);background:white;color:var(--navy)}.subtle{color:var(--muted)}.hero{max-width:1300px;margin:auto;padding:66px 36px 70px;display:grid;grid-template-columns:1.12fr 1fr;gap:70px;align-items:center}.eyebrow{display:block;font-size:12px;letter-spacing:.15em;font-weight:800;color:var(--blue);margin-bottom:23px}.hero h1 em{font-style:normal;color:var(--blue)}.hero-copy>p{font-size:18px;max-width:550px;color:var(--muted)}.hero-actions{display:flex;gap:12px;margin:30px 0}.trust-row{display:flex;gap:20px;font-size:13px;color:var(--muted);flex-wrap:wrap}.quote-panel{background:var(--background);padding:35px;border-radius:20px;border:1px solid var(--border)}.quote-panel .eyebrow{margin-bottom:15px}.quote-panel h2{font-size:28px;margin-bottom:25px}.path-card{background:white;border:1px solid var(--border);border-radius:13px;padding:22px;display:flex;gap:20px;margin:14px 0;color:var(--ink);transition:transform .2s,border-color .2s}.path-card:hover{transform:translateY(-3px);border-color:var(--blue)}.path-icon{width:42px;height:42px;flex-shrink:0;display:grid;place-items:center;background:#e8effe;border-radius:10px;color:var(--blue);font-weight:800}.path-card h3{font-size:19px;margin-bottom:7px}.path-card p{font-size:14px;color:var(--muted);margin-bottom:13px}.pill{display:inline-block;border-radius:5px;background:#eef3fc;color:var(--blue);font-size:12px;padding:4px 9px;font-weight:700}.small{font-size:13px}.muted{color:var(--muted)}.section{max-width:1300px;margin:auto;padding:65px 36px;border-top:1px solid var(--border)}.section-heading{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:30px}.section-heading .eyebrow{margin-bottom:13px}.section-heading p{max-width:350px;font-size:14px;color:var(--muted)}.three-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{padding:30px;background:white;border:1px solid var(--border);border-radius:13px}.number{font-size:12px;letter-spacing:.12em;font-weight:700;color:var(--muted);display:block;margin-bottom:26px}.card p{color:var(--muted);font-size:15px}.card a{font-weight:700;font-size:14px}.featured{background:var(--navy);color:white;border-color:var(--navy)}.featured .number,.featured p{color:#bdcde5}.featured a{color:#a9c6ff}.process{background:var(--background);max-width:none;padding-left:max(36px,calc((100vw - 1228px)/2));padding-right:max(36px,calc((100vw - 1228px)/2))}.process h2{margin-bottom:40px}.process p{color:var(--muted);font-size:15px;max-width:340px}.step-number{display:grid;place-items:center;width:35px;height:35px;background:white;border:1px solid var(--border);border-radius:50%;margin-bottom:22px;color:var(--blue);font-weight:700}.faq{max-width:960px}.faq details{border-bottom:1px solid var(--border);padding:20px 0}.faq summary{cursor:pointer;font-weight:600}.faq details p{color:var(--muted);margin:15px 0 0}footer{background:#102644;color:#c1cede;padding:40px max(36px,calc((100vw - 1228px)/2));font-size:14px}footer .brand{color:white}footer p{margin:20px 0}footer>div{display:flex;gap:25px;margin-bottom:25px}footer a{color:#c1cede}footer>span{font-size:12px}.form-shell{max-width:970px;margin:40px auto;padding:0 24px 70px}.form-shell .card{margin-top:24px}.form-head{display:flex;justify-content:space-between;gap:25px}.form-head h1{font-size:33px}.progress{height:6px;background:#dce6f7;border-radius:10px;margin:25px 0;overflow:hidden}.progress>span{display:block;height:100%;background:var(--blue);transition:width .3s}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{display:flex;flex-direction:column;gap:7px;font-size:14px;font-weight:600}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid var(--border);border-radius:7px;min-height:47px;background:white;color:var(--ink)}.field textarea{min-height:100px}.field .hint{font-size:12px;font-weight:400;color:var(--muted)}.field.full{grid-column:1/-1}.radio-row{display:flex;gap:10px;flex-wrap:wrap}.radio-option{display:flex;align-items:center;gap:9px;padding:12px 16px;border:1px solid var(--border);border-radius:8px;font-size:14px;cursor:pointer}.radio-option:has(input:checked){border-color:var(--blue);background:#eef3ff}.radio-option input{min-height:unset;width:16px;margin:0;accent-color:var(--blue)}.form-actions{display:flex;justify-content:space-between;gap:15px;margin-top:28px}.error{border:1px solid #efb9b9;padding:13px;background:#fff2f2;border-radius:8px;color:#b42323;margin:15px 0;font-size:14px}.success{background:#effaf5;border:1px solid #b5dfce;padding:25px;border-radius:12px;color:#12604a}.check-row{display:flex;align-items:start;gap:10px;font-size:14px;margin:17px 0}.check-row input{margin-top:5px;accent-color:var(--blue)}.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.summary-grid dt{font-size:12px;color:var(--muted)}.summary-grid dd{margin:0;font-size:15px}.hidden{display:none!important}.login-shell{max-width:450px;margin:75px auto;padding:30px}.login-shell .brand{margin-bottom:32px}.login-shell h1{font-size:28px}.login-shell .field{margin:18px 0}.login-shell .btn{width:100%;margin-top:15px}@media(max-width:900px){.public-header{padding:20px}.public-header nav>a:not(.btn){display:none}.hero{padding:38px 24px;grid-template-columns:1fr;gap:30px}.hero h1 br{display:none}.quote-panel{padding:25px}.section{padding:40px 24px}.three-grid{grid-template-columns:1fr}.section-heading{display:block}.process{padding:40px 24px}.form-grid,.summary-grid{grid-template-columns:1fr}.form-shell{padding:0 18px 50px}.hero-actions{flex-wrap:wrap}.public-header .btn{padding:12px}.brand{font-size:23px}footer{padding:35px 24px}footer>div{flex-wrap:wrap}}

fieldset.field{border:0;margin:0;padding:0}fieldset.field legend{margin-bottom:10px}.field input[type=file]{font-size:13px}code{overflow-wrap:anywhere} .summary-grid dd{overflow-wrap:anywhere}

#chat-widget{position:fixed;bottom:22px;right:22px;z-index:9}#chat-open{background:var(--navy);color:white;border:0;border-radius:30px;padding:14px 22px;font-weight:600;font-size:14px;box-shadow:0 5px 25px #10264430}#chat-box{position:absolute;bottom:65px;right:0;width:min(370px,calc(100vw - 35px));max-height:78vh;overflow:auto;padding:22px;background:white;border:1px solid var(--border);border-radius:13px;box-shadow:0 15px 65px #10264440}.chat-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:15px}.chat-header button{font-size:25px;background:none;border:0}#visitor-messages{max-height:230px;overflow:auto;margin-bottom:15px}.visitor-message{background:#eef3fc;padding:12px;border-radius:9px;font-size:14px;overflow-wrap:anywhere}.visitor-message.reply{background:var(--navy);color:white}#visitor-chat .field{margin-bottom:12px}